Overview
B.Com. Banking, Financial Services & Insurance (Bachelor of Commerce in Banking, Financial Services and Insurance) is a 3 to 4-year undergraduate programme in commerce (banking, financial services and insurance). It covers banking operations, insurance, financial markets, risk management, financial regulation and customer service.
Course Details
- Level: Undergraduate (UG)
- Duration: 3-4 years
B.Com. Banking, Financial Services & Insurance is listed as a 3 to 4-year programme. Confirm the structure with the institute.
Eligibility
10+2 from a recognised board with the marks set by the university; Commerce (often with Mathematics) is preferred and some universities accept other streams.
Admission
Admission is through CUET (UG) for many central and state universities (for example Delhi University colleges), while others admit on merit or through their own tests. Check each university's notice.
Registration & Recognition
There is no statutory licence for commerce, finance and economics graduates. Professional bodies (ICAI for CA, ICSI for CS, ICMAI for CMA) regulate their own qualifications, and certifications such as CFA, FRM and ACCA are optional. Government, bank and PSU posts follow their own recruitment rules.
What You Will Learn
The programme covers banking operations, insurance, financial markets, risk management, financial regulation and customer service.
Where You Can Work
Typical settings include banks and financial institutions, accounting and audit firms, corporates and finance teams, insurance and investment companies, government and public-sector bodies, and your own practice or business.
Career Options
Graduates can work as bank or insurance officer, relationship manager, financial-services executive or risk analyst. Roles, pay and requirements vary by employer, city and experience.
After This Course
You can move on to an M.Com, an MBA in finance, professional courses (CA, CS, CMA, CFA), competitive exams for banks and government, or employment in accounting and finance.
Good to Know
Under NEP 2020, many universities offer a 3-year degree or a 4-year Honours degree; check the structure at your university.